Buying a place where you will live for many years can fill you with anticipation and excitement. Now you've finally found the home that is just right for you.You’ve walked through the place, probably more than once, and everything looks perfect. But this could be the largest investment of your life to date, so you need to be sure.You need a home inspection. Today, it’s required by most lenders before the deal is closed, but who do you choose to do it?
Your real estate agent can provide several names for your perusal. Here are some questions to ask when interviewing them.
Certifications: Check for affiliations such as those from the National Association of Home Builders (NAHB) or the International Conference of Building Officials (ICBO).
Experience in building: The inspector has to be able to look at a wall, for example, and know how it's put together. Many home construction features are hidden from view.
Experience in home inspection: Check how long he or she has been in the business. Experience, training and insight are required for a thorough inspection.
Ask to see their typical inspection plan and checklist. It should have space for written details and advice.
What types of equipment will be used? Cutting-edge inspectors use more than a ladder and flash- light. They may bring electrical circuit analyzers, a carbon monoxide and fuel gas analyzer, a digital moisture meter and a digital camera to document their findings.
The report should contain a detailed picture of the house on the day of the inspection. It should itemize major components and their condition. It should include a listing of items in need of normal maintenance or attention. And the report must list major repair items, any defect that could present a significant expense to repair and estimated repair costs.
When choosing, don’t pick the cheapest inspector. For about $50 more, you could get a more complete picture of the property.
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